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ITRC Fact Sheet 139
Requesting Dependent Adult's Credit Report 

If you suspect there is an identity theft case in progress with a senior family member or dependent adult, and you are the designated guardian or court-appointed guardian, you may write the three Credit Reporting Agencies to see if there are credit reports under that senior family member’s or dependent adult’s Social Security Number.

When you write the agencies, place the following items in your cover letter:

You may find it useful to use ITRC Letter Form LF 139 – Requesting Dependent Adult’s Credit Report when creating your cover letter.

All correspondence must be sent certified, return receipt mail. This is the only way you can prove that you sent the information. You should also include any documentation showing that you have legal responsibility for the senior family member/dependent adult. Below are the addresses for each of the three Credit Reporting Agencies and what you should include in each of their packages.

TransUnion:

Transunion
PO Box 2000
Chester, PA 19016

They ask designated guardians to include:

Experian:

Experian
PO Box 9554
Allen, TX 75013. 

They ask designated guardians to include:

Equifax:

Equifax Information Services LLC
Office of Consumer Affairs
P.O. Box 105139
Atlanta, GA 30348

They ask designated guardians to include:

 

This fact sheet should not be used in lieu of legal advice. Any requests to reproduce this material, other than by individual victims for their own use, should be directed to This email address is being protected from spambots. You need JavaScript enabled to view it..