A Mandatory Reporting State

Identity theft laws in New Jersey

  • Identity theft Law - N.J. Stat. Ann. § 2C:21-17 to 21-17.6 
  • Data Breach Law
  • New Jersey Expanded Identity Theft Laws - Click to download the attached file(s): NewJersey.pdf
    Provided by ID Safety in partnership with International Association of Chiefs of Police and Bank of America

Credit freeze law in New Jersey

  • Freeze Law - 56:11-44 et seq. in bill form
    • Effective date: January 1, 2006
    • Applies to all consumers
    • Fees: No fee for initial freeze. Up to $5 to remove, temporarily lift or have PIN reissued.
    • Consumers are also permitted to make such requests directly to consumer reporting agencies via secured electronic mail.
    • How to place your security freeze in New Jersey:
      www.state.nj.us/lps/ca/brief/securityfreeze.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in New Jersey

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

A Mandatory Reporting State

Identity Theft laws in Delaware

Credit Freeze Law in Delaware Freeze Law - SB 109

  • Effective: September 28, 2006
  • $20 to place, free to temporarily lift for a period of time or specific creditor and to remove.
  • For instructions on how to place a security freeze in Delaware:http://www.consumersunion.org/pdf/security/securityDE.pdf
  • Place the freeze over the phone
    • Equifax - 800-685-1111
    • Experian - 888-397-3742
    • TransUnion - 800-680-7289

Delaware Identity Theft Passport

Contacts in Delaware

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

A Mandatory Reporting State

Identity Theft in Maryland

Credit Freeze Law in Maryland

  • SB 52
    • Effective as of January 1, 2008
    • Applies to all consumers
    • Fees: No fees on ID theft victims who provide report of alleged identity fraud or with an identity theft passport. Others pay $5 for each placement, temporary lift or removal.
    • Instructions on how to place a security freeze:
      www.consumersunion.org/pdf/security/securityMD.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in Maryland

  • Attorney General: Brian Frosh 
    200 St. Paul Place, Baltimore, MD 21202-2202
    Phone: (410) 576-6300

  • Identity Theft Unit
    Phone: (410) 576-6491
    E-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

  • Identity Theft Passport Program
    Website: www.oag.state.md.us/idtheft/IDTpassport.htm

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

 

NOT a Right to Report State

Identity Theft laws in West Virginia 

  • Identity theft Law - W. Va. Code § 61-3-54 
  • West Virginia Expanded Identity Theft Laws - Click to download the attached file(s): WestVirginia.pdf
    Provided by ID Safety in partnership with International Association of Chiefs of Police and Bank of America

Credit Freeze Law in West Virginia

  • Freeze Law - SB 428
    • Effective: July 2, 2007
    • Applies to all consumers.
    • No fee for victims, $5 for all others to place, remove or lift the freeze.
    • How to place a security freeze in West Virginia:
      www.consumersunion.org/pdf/security/securityWV.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contact in West Virginia

  • Attorney General: Patrick Morrisey
    State Capitol, 1900 Kanawha Blvd. , E., Charleston, WV 25305
    Phone: (304) 558-2021
    Website: www.wvago.gov/

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

A Mandatory Reporting State

Identity Theft laws in Virginia 

Security Freeze Law in Virginia

  •  Virginia Security Freeze Law
    • Eligibility: All consumers.
    • Fees: No fees for identity theft victims with police reports.
    • All others pay a $10 fee to place the freeze.
    • Effective date of law: July 1, 2008
    • Permanent freeze remains until removal requested by consumer.
    • Click here for instructions on how to place the freeze:www.consumersunion.org/pdf/security/securityVA.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in Virginia

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

A Mandatory Reporting State

Identity theft laws in North Carolina

Credit Freeze law in North Carolina

  • Freeze Law - North Carolina General Statutes §75-63
    • Effective date: October 1, 2009
    • No fees for freezes online: No fees for freezes by mail or phone for ID theft victims with valid report/complaint with law enforcement agency, their spouses, or residents over 62. No fee for temporary lifting or removal of freeze when requests are made electronically.
    • Consumers may be charged a fee of up to $3 to place, lift or remove a freeze by telephone or mail.  Effective date of law: December 1, 2005, amendments effective October 1, 2009
      For instructions on how to place your security freeze from the 
      North Carolina Attorney General, go to: NODOJ.gov
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in North Carolina

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

A Mandatory Reporting State

Identity Theft laws in South Carolina 

Security Freeze in South Carolina

  • South Carolina Freeze Law
    • Eligibility: All consumers.
    • Fees: None.
    • Effective date of law: December 31, 2008
    • Permanent freeze remains until removal requested by consumer.
    • Instructions for using South Carolina's security freeze law www.consumersunion.org/pdf/security/securitySC.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

 Contacts in South Carolina

  • Attorney General: Alan Wilson
    Rembert C. Dennis Office Bldg., P.O.Box 11549, Columbia, SC 29211-1549
    Phone: (803) 734-3970
    Website: www.scattorneygeneral.org

  • Medicade Fraud Hotline
    Local: (803) 734-3660
    Toll Free: (888) 662-4328

  • Victim Assistance Program
    Phone: (803) 734-3739

  • DMV

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

 

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