A Mandatory Reporting State

Identity Theft Laws in Illinois

Credit Freeze Law in Illinois
  • Credit Freeze - 815 ILCS 505/2MM:
    • Effective date: January 1, 2007
    • Victims with police reports and seniors 65+ years old do not pay a $10 fee to place, remove, or temporarily remove.
    • For instructions on how to place a security freeze:
      www.consumersunion.org/pdf/security/securityIL.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in Illinois

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

 

A Mandatory Reporting State

Identity Theft laws in Wisconsin

Credit Freeze Law in Wisconsin

Contacts in Wisconsin

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

A Mandatory Reporting State

Identity theft in Louisiana

  • Identity theft Law - La. Rev. Stat. Ann. § 14:67.16

Credit Freeze Law in Louisiana

Contacts in Louisiana

  • Attorney General: James D. "Buddy" Caldwell
    P.O. Box 94005, Baton Rouge, LA 70804-4095
    Phone: 225-326-6705

  • Consumer Protection Section
    Director: Trey Phillips 
    Chief: Isabel Wingerter 
    Phone: (225)326-6465
    (225)326-6499

  • OMV
    Phone: 877-368-5463

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

 

A Mandatory Reporting State

 

Identity theft laws in Arkansas

Credit Freeze Law in Arkansas

  • Freeze Law - House Bill 2215
    • Effective as of January 1, 2008
    • Applies to identity theft victims with a valid investigative report, an incident report, or a complaint with a law enforcement agency.
    • Fee of $10 to place, temporary lift or remove.
    • To place a security freeze in Arkansas:www.consumersunion.org/pdf/security/securityAR.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Arkansas Identity Theft Passport

Contacts in Arkansas

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

 

A Mandatory Reporting State

Identity Theft in Missouri

Security Freeze Provided by the three Credit Reporting Agencies
As of November 1st, 2007 all three credit reporting agencies are voluntarily offering Security Freezes to all states that do not currently have a freeze law. To apply for this freeze you will need to write to all three credit reporting agencies.

We have provided for you a pre-made letter form (Letter Form 124A ) to submit with your documentation to Equifax, Experian, and TransUnion. You will need to place the freeze with all three credit reporting agencies. Placing it on one will only place it with that specific company.

Include in your packet:

  • A copy of your State ID or driver’s license
  • A copy of your social security card
  • A copy of a bill, bank statement, or pay stub with the same name and address that appears on your state ID
  • If you have recently moved include a photocopy of your change of address card with your state ID.
  • If you are a victim of Identity Theft, include a copy of your police report. This will give you the freeze for free.
  • If you are not a victim of identity theft, include the amount of $10 per company to place the freeze.

Experian’s website about the freeze -www.experian.com/consumer/security_freeze.html#state

Place the freeze over the phone

  • Equifax - 800-685-1111
  • Experian - 888-397-3742
  • TransUnion - 800-680-7289

Contacts in Missouri

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

A Mandatory Reporting State

Identity theft in Iowa

Contacts in Iowa

 Other Resources

 

 

A Mandatory Reporting State

Identity Theft in Minnesota

Credit Freeze Law in Minnesota

  •  Freeze Law - (Senate Bill 2002)
    • Effective date: August 1, 2006
    • Fees: No fees on ID theft victims who provide police report.
    • Others pay $5 to place, remove, temporarily suspend, lift for specific creditor, or have PIN reissued.
    • To place a security freeze in Minnesota: www.consumersunion.org/pdf/security/securityMN.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in Minnesota

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

 

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