A Mandatory Reporting State

Identity Theft in Missouri

Security Freeze Provided by the three Credit Reporting Agencies
As of November 1st, 2007 all three credit reporting agencies are voluntarily offering Security Freezes to all states that do not currently have a freeze law. To apply for this freeze you will need to write to all three credit reporting agencies.

We have provided for you a pre-made letter form (Letter Form 124A ) to submit with your documentation to Equifax, Experian, and TransUnion. You will need to place the freeze with all three credit reporting agencies. Placing it on one will only place it with that specific company.

Include in your packet:

  • A copy of your State ID or driver’s license
  • A copy of your social security card
  • A copy of a bill, bank statement, or pay stub with the same name and address that appears on your state ID
  • If you have recently moved include a photocopy of your change of address card with your state ID.
  • If you are a victim of Identity Theft, include a copy of your police report. This will give you the freeze for free.
  • If you are not a victim of identity theft, include the amount of $10 per company to place the freeze.

Experian’s website about the freeze -www.experian.com/consumer/security_freeze.html#state

Place the freeze over the phone

  • Equifax - 800-685-1111
  • Experian - 888-397-3742
  • TransUnion - 800-680-7289

Contacts in Missouri

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

A Mandatory Reporting State

Identity theft in Iowa

Contacts in Iowa

 Other Resources

 

 

A Mandatory Reporting State

Identity Theft in Minnesota

Credit Freeze Law in Minnesota

  •  Freeze Law - (Senate Bill 2002)
    • Effective date: August 1, 2006
    • Fees: No fees on ID theft victims who provide police report.
    • Others pay $5 to place, remove, temporarily suspend, lift for specific creditor, or have PIN reissued.
    • To place a security freeze in Minnesota: www.consumersunion.org/pdf/security/securityMN.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in Minnesota

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

Not a Right to Report State

Identity Theft law in Oklahoma

Credit Freeze Law in Oklahoma

Contacts in Oklahoma

  • Attorney General: E. Scott Pruitt 
    State Capitol, Rm. 112, 2300 N. Lincoln Blvd., Oklahoma City, OK 73105
    Phone: (405) 521-3921
    Website: www.oag.state.ok.us 
  • Oklahoma Department of Public Safety
    Website: www.dps.state.ok.us/ 

Legal Assistance in Oklahoma

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

NOT a Right to Report State

Identity theft in Kansas

Credit Freeze Law in Kansas

  •  Credit Freeze - S.B. 196
    • Effective date: Jan 1, 2007
    • Victims of ID theft only, with a police, investigative report or complaint filed 
      with a law enforcement agency
    • for instructions on how to place a security freeze in Kansas
      www.consumersunion.org/pdf/security/securityKS.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in Kansas

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

 

Identity theft laws in Nebraska

  • Identity theft Law - 28-608
    Criminal impersonation; penalty; restitution
  • Nebraska Expanded Identity Theft Laws - Click to download the attached file(s): Nebraska.pdf
    Provided by ID Safety in partnership with International Association of Chiefs of Police and Bank of America

Credit Freeze Program in Nebraska

  • LB 674
    • Applies to all consumers
    • Effective: September 1, 2008
    • No fee for victims, b eginning September 1, 2009 f ees will be reduced to $3 to place, temporarily lift and remove the freeze
    • How to place a security freeze:http://www.consumersunion.org/pdf/security/securityNE.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289
    • Minors, or persons under 19 years of age, may obtain a freeze for free.
    •  Beginning September 1, 2009, LB 177 prevents the security freeze from expiring after 7 years from date of placement.

Nebraska Identity theft Repair Kit
Website: www.ago.ne.gov
PDF File: www.ago.state.ne.us/media/AGO_IDTheftBroch.pdf

Contacts in Nebraska

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

NOT a Right to Report State

Identity Theft laws in South Dakota 

South Dakota Freeze Law

  • Freeze Law - statute (SB 180)
    • Effective date: July 1, 2006
    • Applies to identity theft victims with a police report
    • No fees, only freezes credit report, expires after 7 years from date of placement or upon consumer's request, if earlier
    • How to Freeze :
      www.consumersunion.org/pdf/security/securitySD.pdf
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in South Dakota

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources

 

 

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