Can Someone Steal Your Identity From Your Driver’s License? 

At the ITRC, our trained staff handle anywhere from 900 to well over 1,000 new victim cases each month.  One of the more common questions our advisors are asked is exactly what can happen in terms of identity theft if your driver’s license falls into the hands of a would-be identity thief.  In many cases it depends on how much your thief resembles you if they have any expertise in fake ID production, and how willing they are to falsely represent themselves to law enforcement.

The truth is, an imposter can use your Driver’s License (DL#) or State ID number to impersonate you. No, they cannot open a credit card or mortgage account but they can write your driver’s license number on a check, give your license number (without the actual license) to a police officer at a traffic stop, or doctor/manufacture a license with your number to pass off to those who require ID (bars, employers, police, etc.)

The thing you need to keep in mind is that the only piece of information that is needed is your DL# or state ID#. Your name, address, DOB etc. is not needed to steal your identity.

How Can I prevent Identity Theft from Taking Place?

The best thing to do is safeguard your driver's license information. Don’t allow anybody but government officials scan/swipe your license unless they are required to by law (buying medicine, checking ID at a bar, employment, rental property, etc.)

Do not have your license number automatically written at the tops of your checks. If they are stolen this could open you up to years of check fraud problems. Check fraud is a felony and could lead to a warrant issued if you are not careful.

If your license or state ID are lost or stolen make sure you report this to the police, either in a theft report or an incident report. Then speak to your state’s DMV or licensing agency. Ask them to place a flag on your license number. This will alert law enforcement to be extra careful in identifying a person they may have pulled over.

How Can I Find If Somebody is Using My Driver’s License?

Do not rely on courts or private companies to inform you when a fraud takes place. Most victims don’t find out that their information has been used until they 1) get a background check for a job or government assistance 2) are told by a police officer during a traffic stop/border crossing/ or a visit to their house or place of work 3) are told by their bank that they can no longer have an account due to too many bad checks. 

If you suspect that your documentation has been used, you can look into it in three ways:

1. A Background Check 
Police, government agencies, and financial institutions report activity to background check companies. Talk to your local law enforcement about what companies are reputable and accurate for background checks, especially when it comes to criminal activity.

NOTE: Your local law enforcement will not just give you a background check. They don’t do that unless you can show fraud taking place.

2. Official Driving Record
The agency for your state that handles driver’s licenses (usually the DMV, BMV,etc.) keeps a record of all traffic violations associated with your license number. Ask them to mail you a copy. Most states charge around $10. Look this report over for anything that is not yours.

3. Consumer Reports from the Check Verification Companies
Like the Credit Reporting Agencies, the Check Verification Companies keep track of what checks have been written and attributed to your driver’s license. You can get your reports for free from all three agencies.

1. ChexSystems (800) 428-9623

2. Certegy (800) 437-5120

3. TeleCheck (800) 366-2425 

What Do I Do If I’m a Victim?

The first thing to remember is not to panic.

If you are arrested or find out about criminal charges on your record read Solution 06 Clearing Criminal Identity Theft. Make sure your fingerprints and picture are taken to be compared to those of the thief.

If you discover fraudulent checks being written under your license number Fact Sheet 126 – Checking Accounts and Check Fraud has the steps for you to take.

Always file a police report with your local police department. Make sure they notate your license number in their report. You can use that later to change your license number.

Remember, the Identity Theft Resource Center’s Advisors are here for you if you have further questions or find you may be a victim of identity theft. Please contact us using the Live Chat function at the bottom of every page or call us toll-free at (888) 400-5530.


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Read next: What Can a Thief Do With Your Wallet?

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