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ITRC Solution 12
Check Fraud

These are general steps to be taken, no matter what type of check fraud it is (see ITRC Fact Sheet FS 126 for types of check fraud).

Check Theft:

Pitfalls: Merchants don’t know this account is closed and may accept checks long after you have closed the account.  Be patient. They are also victims of this crime. 

RESOURCES:

To report fraudulent use of your checks contact:

Several of these companies do provide a “consumer report.” Order reports from those that do provide them.  They should be free.

Security Alert on Consumer Reports

ChexSystems and SCAN will let you place a 90-day Security Alert on your consumer report with them.

Phone: 800-513-7125
or: 888-4-STOLEN

Website: www.consumerdebit.com

For instructions on how to place the Security Alert click ChexSystems

Related Links:

ITRC Fact sheet FS 126 - Check Account Takeover and Check Fraud

ITRC Letter Form LF 100-1 – Initial Victim of Identity Theft Statement and Fraudulent Account Information Request to Credit Issuers and/or Merchants

ITRC Letter Form LF 100-2 - Confirmation of Conversation / Letter of Clearance 

ITRC Letter Form LF 126 – Initial Statement of Checking Account Fraud

 

This fact sheet should not be used in lieu of legal advice. Any requests to reproduce this material, other than by individual victims for their own use, should be directed to This email address is being protected from spambots. You need JavaScript enabled to view it..