Identity Theft laws in California
- CA Breach Law - SB 1386
- Spam Laws - § 17529, § 17538.45.
- Fair Debt Buying Practices Act, Updated 10/11/2015
- California Expanded Identity Theft Laws - Click to download the attached file(s): California.pdf
Provided by ID Safety in partnership with International Association of Chiefs of Police and Bank of America
Credit Freeze Law in California
Freeze Law – California Civil Code sections 1785.10-1785.19.5
Effective Jan. 1, 2003, subsequently amended to cap fees on non-ID theft victims
- No fee for victims to place the freeze, others pay up to $10 per freeze.
- Caps fee to lift freeze at $10 for temporary lifting for a time, $12 for temporary lift for one creditor.
- Click Here to Learn How to Place the Freeze
- Place the freeze over the phone
- Equifax - 800-685-1111
- Experian - 888-397-3742
- TransUnion - 800-680-7289
1. Freeze Law – California Civil Code sections 1785.10-1785.19.5
According to the California Department of Justice Attorney General's Office, victims of identity theft with a police report are entitled to one free credit report per agency per month for up to twelve (12) months after the date their police report was filed. oag.ca.gov/idtheft/facts/victim-checklist To apply for these reports, write to each of the credit reporting agencies.
- a copy of the police report of identity theft
- a copy of a government-issued identification card (such as driver’s license, state or military ID)
- a copy of proof of current mailing address (utility bill, bank or insurance statement showing name, current mailing address, and date of issue)
- A cover letter containing your full name including middle initial (and generation such as Jr., Sr., II, III), previous addresses for the past two years, Social Security number and date of birth.
Make a single request to receive all of your free monthly reports. Mail your request for 12 free monthly reports to:
P.O. Box 9554
Allen, TX 75013.
Write or call in your request each month. Mail to:
P. O. Box 6790
Fullerton, CA 92834
Write or call in your request each month.
- Mail to: Equifax Fraud Department
P.O. Box 740250
Atlanta, GA 30374.
Contacts in California
- Attorney General: Xavier Becerra
1300 I St., Ste. 1740, Sacramento, CA 95814
Phone: (916) 445-9555
- Request Criminal Records
California Department of Justice
- Los Angeles County Department of Consumer Affairs
Identity Theft Unit
Phone: (800) 593-8222 (option 5)
This Department can help L.A. County residents who are victims of identity theft deal with creditors, collection agencies, etc. This is a resource for victims to help restore their finances back to normal.
- CA Department of Corrections
- CA Secretary of State
- CA DMV Fraud Department
Phone / Local: 866-658-5758
Phone / Out of State: 916-657-2274
- CA Identity Theft Registry
(for victims of Criminal Identity Theft)
- Board of Registered Nursing
- CA Department of Social Services
CA Franchise Tax Board (Identity Theft)
Franchise Tax Board
ID Theft Resolution Coordinator MS A421
PO BOX 2952
Sacramento, CA 95812-2952
Franchise Tax Board Identity Theft Affidavit FTB 3552
California Health Advocates
Medicare Fraud Assistance
Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2: Credit Reporting Agencies Contact Information
- Federal Trade Commission (FTC): IdentityTheft.gov
Identity Theft Complaint Input Form
The FTC also provides helpful information regarding limiting unwanted calls and emails; computer security; kid’s online safety; protecting your identity; and repairing identity theft. https://www.consumer.ftc.gov/topics/privacy-identity
- Annual Free Credit Report
Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281
- CareConnectUSA - Family helplines for financial assistance and related issues
- National Conference of State Legislatures