Criminal Identity Theft

It’s a terrifying scenario that occurs all too frequently. You’re ready to buy a house or a new car, or start a new job. The prospect of taking this step is cause for both anxiety and excitement. After many months of planning or seeking that perfect opportunity, you’re ready for that next big step in your life. Then, the lender/salesman/banker/potential-employer returns with a pensive look on his face. He informs you that the job (or loan) you applied for cannot be approved. When you ask for the reason, they will hesitate, reluctant to inform you that a review of your background has revealed you have a criminal record!

It is important for consumers to be aware that their personal identifying information (PII) is vulnerable to exposure.  Recognizing the numerous ways consumers can become victims of identity theft, many businesses have been established to assist consumers in “protecting” their identity.