Missouri

Identity Theft in Missouri

• Identity theft Law - Mo. Rev. Stat. § 570.223
  Identity Theft – Penalty -- Restitution
  http://www.moga.mo.gov/statutes/c500-599/5700000223.htm
   
• Spam Law - § 407.1120.
  www.spamlaws.com/state/mo.shtml

Security Freeze Provided by the three Credit Reporting Agencies
As of November 1^st, 2007 all three credit reporting agencies are voluntarily offering Security Freezes to all states that do not currently have a freeze law. To apply for this freeze you will need to write to all three credit reporting agencies.

We have provided for you a pre-made letter form (Letter Form 124A ) to submit with your documentation to Equifax, Experian, and TransUnion. You will need to place the freeze with all three credit reporting agencies. Placing it on one will only place it with that specific company. 

  Include in your packet:

• A copy of your State ID or driver’s license
• A copy of your social security card
• A copy of a bill, bank statement, or pay stub with the same name and address that appears on your state ID
• If you have recently moved include a photocopy of your change of address card with your state ID.
• If you are a victim of Identity Theft, include a copy of your police report. This will give you the freeze for free.
• If you are not a victim of identity theft, include the amount of $10 per company to place the freeze.

Equifax's website about the freeze - http://www.equifax.com/cs/Satellite/EFX_Content_C1/1165255679060/5-1/5-1_Layout.htm?packedargs=Locale=en_US

Experian’s website about the freeze - www.experian.com/consumer/security_freeze.html#state 

Contacts in Missouri

• Attorney General: Jeremiah W. (Jay) Nixon (D)
  Supreme Ct. Bldg., 207 W. High St., Jefferson City, MO 65101
  Phone: (573) 751-3321
  Website: http://www.ago.mo.gov/ 
   
• AG's Identity Theft Hotline
  Phone: 800-392-8222
  Form: www.ago.mo.gov/forms/idtheftcomplaintform.pdf
   
• Missouri Department of Revenue
  Website: http://dor.mo.gov/
   
• Missouri Department of Revenue
  Motor Vehicles
  Website: http://dor.mo.gov/mvdl/

CRAs and FTC

• Equifax
  PO Box 740241, Atlanta, GA 30374-0241
  Phone: (800) 525-6285
  Website: www.equifax.com
• Experian
  PO Box 9701, Allen, TX 75013-0949
  Phone: (888 )397-3742
  Website: www.experian.com
• TransUnion
  PO Box 6790, Fullerton, CA 92834
  Phone: (800) 680-7289
  Website: www.transunion.com
• FTC
  Identity Theft Complaint Input Form
• FBI/FTC's Internet Fraud Task Force
  Website: www.ic3.gov

  If you know of any not-for-fee identity theft resources in Missouri that you would like to see on this page, please email ITRC.