Virginia

Identity Theft laws in Virginia

• Identity theft Law – Va. Code Ann. § 18.2-186.2
  False statements or failure to disclose material facts in order to obtain aid or benefits under any local, state or federal housing assistance program.
  http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+18.2-186.2
   
• Identity theft Law – Va. Code Ann. § 18.2-186.3
  Identity theft; penalty; restitution; victim assistance.
  http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+18.2-186.3
   
• Identity theft Law – Va. Code Ann. § 18.2-186.6.3:1
  Identity fraud; consumer reporting agencies; police reports
  http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+18.2-186.3C1
   
• Identity theft Law – Va. Code Ann. § 18.2-186.4
  Use of a person’s identity with the intent to coerce, intimidate, or harass
  http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+18.2-186.4
   
• Identity theft Law – Va. Code Ann. § 18.2-186.5
  Expungement of false identity information from police and court records; Identity theft Passport
  http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+18.2-186.5
   
• Identity theft Law – Va. Code Ann. § 18.2-152.1
  Using a computer to gather identifying information.
  http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+18.2-152.5:1
   
• Spam Law - § 8.01-328.1.
  www.spamlaws.com/state/va.shtml

Identity Theft Passport in Virginia

• www.vaag.com/FAQs/FAQ_IDTheft.html#Passport
  • The Identity Theft Passport is a card that you can carry and present to law enforcement or other individuals who may challenge you about your identity should you become a the victim of identity crime.  The Passport is designed to serve as a shield to protect victims from unlawful detention or arrest for crimes committed by another under a stolen identity.
  • Application: www.vaag.com/FAQs/IDTPASSPORTI.pdf

Security Freeze Provided by the three Credit Reporting Agencies

As of November 1^st, 2007 all three credit reporting agencies are voluntarily offering Security Freezes to all states that do not currently have a freeze law. To apply for this freeze you will need to write to all three credit reporting agencies.

We have provided for you a pre-made letter form (Letter Form 124A ) to submit with your documentation to Equifax, Experian, and TransUnion. You will need to place the freeze with all three credit reporting agencies. Placing it on one will only place it with that specific company. 

  Include in your packet:

• A copy of your State ID or driver’s license
• A copy of your social security card
• A copy of a bill, bank statement, or pay stub with the same name and address that appears on your state ID
• If you have recently moved include a photocopy of your change of address card with your state ID.
• If you are a victim of Identity Theft, include a copy of your police report. This will give you the freeze for free.
• If you are not a victim of identity theft, include the amount of $10 per company to place the freeze.

Equifax's website about the freeze - http://www.equifax.com/cs/Satellite/EFX_Content_C1/1165255679060/5-1/5-1_Layout.htm?packedargs=Locale=en_US

Experian’s website about the freeze - www.experian.com/consumer/security_freeze.html#state

Contacts in Virginia

• Attorney General: Bob McDonnell (R)
  900 E. Main St., Richmond, VA 23219
  Phone: (804) 786-2071
  Website: www.oag.state.va.us
   
• DMV
  Website: www.dmv.state.va.us/ 

 CRAs and FTC

• Equifax
  PO Box 740241, Atlanta, GA 30374-0241
  Phone: (800) 525-6285
  Website: www.equifax.com
• Experian
  PO Box 9701, Allen, TX 75013-0949
  Phone: (888 )397-3742
  Website: www.experian.com
• TransUnion
  PO Box 6790, Fullerton, CA 92834
  Phone: (800) 680-7289
  Website: www.transunion.com
• FTC
  Identity Theft Complaint Input Form
• FBI/FTC's Internet Fraud Task Force
  Website: www.ic3.gov

If you know of any not-for-fee identity theft resources in Virginia that you would like to see on this page, please email ITRC.