Please Send this letter form to the Credit Issuers or Merchants who appear on your credit report. For more information please read our Fact Sheet 100  The Begining Steps

Do not send it to the Identity Theft Resource Center as we cannot clear your record for you of fraudulent information.

CONFIRMATION OF CONVERSATION- LETTER OF CLEARANCE

Date:______________
Sent certified, return receipt mail:  Number ______________________

TO:                      [Credit Issuer]               FAX                                                        

ACCOUNT NO.                                       REFERENCE NO.                                    

FROM:       [Your Name]                                                                                     

During a discussion on ___/___/___ with ____________________ __who holds the title of
___________________with your company, the following items were discussed:

• My initial documents were received on ___/___/___
• An investigation proved that the case was indeed identity theft
• That the application and transaction records would be sent to me and to my designated law enforcement investigator
• That a clearance letter would be sent to me within 30 days
• That the company did not intend to file charges with law enforcement at this time as one of the victimized parties

Since I did not receive a letter of clearance, I am sending this confirmation of conversation. It is assumed that if you do not dispute this correspondence within 10 days that the above information is true and accurate and that my records have been cleared. You are to send any corrections to me via certified mail so that you may show that I received the correspondence or it will be concluded that it was not delivered or sent.

Please notify all collection agencies that you may have sent this account to. Be advised that reporting these items to the credit bureaus as collection items or continuing to pursue these debts from me would be considered a violation of the state and federal level Fair Debt Collection Practices Act and the Fair Credit Reporting Act.  

Victim Name                                             Social Security Number                            

Victim Address                                                                                                      

City/State/Zip                                                                                                        

Victim Phone                                              Fax                                                      

Email                                                                                            

Signed:  _______________________________________________   

Date_________________