Letter Form 120
Request a Child’s Credit Report

Below is a sample letter to request a child’s credit report from the three credit reporting agencies. Please read Fact Sheet 120A to know what to include with this letter.

Always send items Certified Return Receipt Mail.

Please DO NOT send the ITRC any personal documents or letter forms as we cannot gather information for you or clear fraudulent activity that may appear.

Equifax
Equifax Information Services LLC,
Office of Consumer Affairs
P.O. Box 105139
Atlanta , GA 30348

TransUnion:
PO Box 6790
Fullerton, CA 92834

Experian
PO Box 9532
Allen, TX 75013

Date:

[Credit Reporting Agency and Address]

Dear [Credit Reporting Agency],

My name is ____________________________________ I am the parent/legal guardian of

____________________________________ who was born on ___/___/___.  My child’s Social

Security Number is ______________________  I am requesting a copy of my child’s credit

report, should one exist. If a record exists, I am requesting that you flag my child’s social security 

number with a Minor Alert.

My child’s current address is: ____________________________________________

[if applicable] My child’s address has changed in the past 5 yrs. Their former address was:

______________________________________________________________

Attached is the required documentation. [documents vary according to state and agency]

Yours Truly,

Your name