Letter Form 124A
Request a Credit Freeze
Below is a sample letter to request a credit freeze from the three credit reporting agencies (if your state has a credit freeze program).
With all letters you must send proof of your identity. These items are:
- A copy of your state ID
- A copy of your social security card
- A copy of a bill or a bank statement with the same name and address that is on your state ID.
- If you have recently moved, send a photocopy of your change of address card for your state ID.
Always send items Certified Return Receipt Mail.
Equifax
Security Freeze
PO Box 105788
Atlanta, GA 30348
Trans Union Security Freeze
PO Box 6790
Fullerton, CA 92834-6790
Experian Security Freeze
PO Box 9554
Allen, TX 75013
Date:
[Credit Reporting Agency and Address]
Dear [Credit Reporting Agency],
I would like to place a security freeze on my credit file.
My name is: ____________________________________
My former name was (if applies): ___________________________________
My current address is: ____________________________________________
My address has changed in the past 5 yrs. My former address was: ______________________________________________________________
My Social Security Number is: _______________________
My date of birth is: __________________________
Circle one:
I am an identity theft victim and a copy of my police report (or other investigative report or complaint to law enforcement agency concerning identity theft) of identity theft is enclosed. I have also enclosed photocopies of a government issued identity card (if applies).
I am a concerned consumer.
(if fee is required) Attached is my payment for the freeze- $____
Credit card number_____________________ Expiration Date __________
Money order #__________________ Check #_____________________
Attached is the required documentation. [documents vary according to state and agency]
Yours Truly,
Your name
Fact Sheet 124 Credit Freeze and Fraud Alerts

