When you are a victim of identity theft someone else has used your information/identity as if it were their own. There are different types of identity theft and there is a different resolution process for each. The definitions and explanations for the different types are below, and this should help to guide you to the most useful guides, how to sheets, and letter templates for you to use in your particular case.
Remember, if you aren’t sure about what you need, you can always call the toll-free call center at 888-400-5530 for one-on-one assistance.
You may have received a phone call about an account that you did not open, were unexpectedly denied a credit card or loan, or you have items on your credit report that are not yours. Additional warning signs for financial identity theft are account takeovers, where someone used your credit or debit card or wrote checks in your name. If this sounds like your situation, click here.
You may have received bills from doctors you never visited or your insurance statements are showing you received care at a hospital in a state where you never lived. Perhaps your medical records are stating you have a health condition that you do not have. If this sounds like your situation, click here.