With all the high-tech ways that hackers and identity thieves can help themselves to your money, it’s easy to forget that the “old school” methods are still a very real threat. Things like dumpster diving for your discarded credit card offers or stealing your mail from your curbside mailbox still carry the possibility of a crime.
It's a scenario that unsettles most people; the loss or theft of your wallet or purse. Your ID cards, all your credit and debit cards, receipts, any number of other valuable documents, even pictures with sentimental value might be lost.
In today's age of electronic commerce it's sometimes hard to tell what's the best way to make purchases that don't require cash. Should you charge it on your credit card, or should you use your debit card and not have to worry about paying it back? For many people the convenience of a debit card is the deciding factor. Also, they feel safe knowing their information is protected by the pin code that they set up when the card was activated. But there are some things that most consumers may not know about the difference between debit card and credit card transactions. Things they should consider when making purchases.
Either through a failed attempt at renewing your driver's license, an unexpected failed background check during a pre-employment screening, or through some event more traumatizing, like being informed at a traffic stop that you have a criminal record you were not aware of, you've discovered that someone has successfully made a fraudulent driver's license (or state id card) with your information. Now what? I interviewed ITRC's senior advisor Wilma to get the best tips for resolving driver's license or state ID fraud.
Identity theft is an ever-growing problem. What follows are 5 simple steps anyone can easily take to reduce their risk of becoming a victim of identity theft.
Especially in today's age of accessible information, parents are more and more protective of their children's information. This is a wonderful thing because the more aware parents are of the risks to their children for identity theft, the less likely their children will become victims themselves.
When most people think of identity theft, they only imagine the financial implications of someone opening up credit cards or writing bad checks. However, there is a whole world of ways that these creative thieves can use a victim's personal information. One of those ways is medical identity theft and even within this subset of crime there are even more typed of crimes to be committed. One of those is what is called financial identity theft.