ITRC Letter Form 116
Claim of Fraudulent Account:
To a Collection Agency and/or Merchant

ITRC Letter Form 116 is a form letter to be sent to collection agencies (or lawyers acting as collection agencies), or merchants to notify them that this may be a case of identity theft. Please do not send the completed form to the ITRC, as we have no legal authority to clear your record for you. 

For additional information, refer to ITRC Fact Sheet FS 116 - Your Debt Collection Rights.

Click to download the form:

LF 116 Form

This letter form should not be used in lieu of legal advice. Any requests to reproduce this material, other than by individual victims for their own use, should be directed to This email address is being protected from spambots. You need JavaScript enabled to view it.. ITRC thanks the CRA's in providing material for this guide.

Copyright, Identity Theft Resource Center®, all rights reserved. Created by ITRC



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