ITRC Letter Form 120
Requesting a Child’s Credit Report

ITRC Letter Form 120 is a sample letter to request a child’s credit report from the three credit reporting agencies (CRAs). Please read ITRC Fact Sheet FS 120A  to know what to include with this letter.

Click to download the form:

LF 120 Form

Always send items Certified Return Receipt Mail.

Please DO NOT send the ITRC any personal documents or letter forms as we cannot gather information for you or clear fraudulent activity that may appear.

P.O. Box 740256
Atlanta, Georgia 30374

PO Box 2000
Chester, PA 19016

PO Box 9532 
Allen, TX 75013

Additional Information:

ITRC Fact Sheet FS 120 - Identity Theft and Children
ITRC Fact Sheet FS 120A - To Order a Child's Credit Report
ITRC Fact Sheet FS 120B - A Guide for Parents


This letter form should not be used in lieu of legal advice. Any requests to reproduce this material, other than by individual victims for their own use, should be directed to This email address is being protected from spambots. You need JavaScript enabled to view it..

ITRC thanks the CRA's in providing material for this guide. Copyright, Identity Theft Resource Center®, all rights reserved. Created by ITRC


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