ITRC Letter Form 124A
Request a Credit Freeze

ITRC Letter Form 124A is a sample letter to request a credit freeze from the three credit reporting agencies (if your state has a credit freeze program).

Click to download the form:

LF 124A Form


With all letters, you must send proof of your identity. These items are:

  • A copy of your state driver's license or ID card
  • A copy of your Social Security Card
  • A copy of a bill or a bank statement with the same name and address that is on your state driver's license or ID card.
  • If you have recently moved, send a photocopy of your change of address card for your state driver's license or ID card.

Always send items Certified Mail Return Receipt.

Security Freeze
PO Box 105788
Atlanta, GA 30348

TransUnion Security Freeze

TransUnion Security Freeze
P.O. Box 2000
Chester, PA 19016

Experian Security Freeze
PO Box 9554
Allen, TX 75013

This letter form should not be used in lieu of legal advice. Any requests to reproduce this material, other than by individual victims for their own use, should be directed to This email address is being protected from spambots. You need JavaScript enabled to view it.. ITRC thanks the CRA's in providing material for this guide.

Copyright, Identity Theft Resource Center®, all rights reserved. Created by ITRC



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