Traveling overseas offers a unique set of risks for American consumers. Travelers by necessity have to carry several pieces of sensitive information like a passport, bank cards, drivers license, and an assortment of additional documents that could put them at risk if lost or stolen.
So the next time you're traveling abroad, be mindful of a few tips you can use to reduce your risk of becoming an identity theft victim while in another country.To protect your identity while you travel within your own country or abroad, it's a good idea to take the following precautions:
Travel light: and we don't mean that you should leave behind the extra set of shoes and winter coat. Leave behind unnecessary credit cards, bank cards, social security card - anything you have in your wallet that you won't need on your trip. The less information you bring, the less you put at risk.
Make copies of your passport, driver's license, and any credit cards you plan to take with you: Leave one copy with a friend or family member you can call while on your trip and keep one copy with. If your stuff is stolen while traveling, you will have the information you need to lock down your credit and start the process of obtaining new documents.
Leave the checks at home: You won't need them while traveling, and most places have significant restrictions on check-writing these days anyway. Besides, checking account fraud is one of the most difficult types of identity theft from which to recover. Use cash and credit cards while traveling and pay the bill when you get home.
If you have a hotel safe, use it: Many hotel employees have access to your room and there is tremendous risk of burglary while you're out. If the safe in your room is not working, ask for a room with one that does.
All that being said, there are so many wonderful places to travel throughout this world of ours and these tips will help you do so more safely! So get out there and see how amazing travel can be...oh and don't forget your sunscreen!
"Guarding your Personal Documents While Traveling Abroad" was written by Matt Davis. Matt is a Victim Advisor at the Identity Theft Resource Center. We welcome you to post/reprint the above article, as written, giving credit to and linking back to ITRC Blog.