ITRC Solution 9
Refused a New Line of Credit

Many people find out they are victims of identity theft when they try to open an account. It often comes as a shock. This is one reason we encourage using the annual credit reports system to monitor your credit throughout the year.

If you are refused a new line of credit because you are a victim of identity theft, we recommend the following steps: 

Related links:

ITRC Fact Sheet FS 100 - Financial Identity Theft: The Beginning Steps

ITRC Fact Sheet FS 106 – Organizing your Case

ITRC Fact Sheet FS 116 – Collection Agencies and Identity Theft

ITRC Solution SN 03 - Contacting the CRA’s to place a Fraud Alert

ITRC Solution SN 10 – Filing a Police Report


This fact sheet should not be used in lieu of legal advice. Any requests to reproduce this material, other than by individual victims for their own use, should be directed to This email address is being protected from spambots. You need JavaScript enabled to view it..