Either through a failed attempt at renewing your driver’s license, an unexpected failed background check during a pre-employment screening, or through some event more traumatizing, like being informed at a traffic stop that you have a criminal record you were not aware of, you’ve discovered that someone has successfully made a fraudulent driver’s license (or state id card) with your information. Now what? I interviewed ITRC’s senior advisor Wilma to get the best tips for resolving driver’s license or state ID fraud.
ITRC: What is the most important first step for any victim of driver’s license fraud to take in order to mitigate their case?
Wilma: They should call the DMV Fraud Department in the state where the fraudulent license was issued and inform them that a license was issued in their state using their stolen information.
ITRC: What can be done if the victim needs a new license in the state where as a result of the fraud, someone else already is in possession of a current and active license?
Wilma: When the victim contacts the issuing state’s DMV, the process will vary slightly depending on the state. The victim should ask that particular DMV what they require to be sent to them in order to get the current license suspended or revoked so that the victim can get a valid license issued in his home state.
ITRC: Ok, what next?
Wilma: The victim must file a police report for criminal impersonation/identity theft at their local police dept. They should also check with their local Social Security Office to determine if SSA issued a replacement social security card and how many were issued.
ITRC: And what if the SSA informs the victim that replacement cards they didn’t request have been issued, potentially to the identity thief?
Wilma: In that case, the victim should submit their police report to the Social Security Administrations, and inform them that the prior requests were fraudulent. Request them to furnish you a Work History Report to make sure no one is employed using your Social Security Number. Then check your Credit Reports, and issue fraud alerts. In the event that any fraudulent financial information appears on the Credit Report, the victim will need to contact each of those creditors, inform them that the debt is fraudulent, and submit to each creditor a copy of your police report, along with a written dispute of the charges.