Some consumers have yet to receive their stimulus check, leaving many wondering why. The Identity Theft Resource Center has seen a sharp increase in “stolen stimulus check” cases. However, not everyone who believes they had their stimulus check stolen finds that to be the case. In fact, there are a handful of reasons why people could still be waiting. With that said, some are legitimately stolen.
The FTC reports that some stolen stimulus checks appear to be from nursing home residents. Nursing homes in several states have made residents sign over their stimulus checks. Other cases involve people committing physical mail theft, like this New York man who stole over $12,000 worth of stimulus checks. Some thieves are going as far as stealing stimulus checks from postal trucks. The Chicago metro saw multiple postal trucks get broken into in April.
No matter how stimulus checks are being stolen, it can be a headache for consumers and something law enforcement is working to stop. If someone believes they are the victim of a stolen stimulus check, they should report it to the Federal Trade Commission (FTC) and the IRS.
- Victims of a stolen stimulus check can go to IDTheft.gov and click “Get Started”
- On the next page, which is titled “Which statement best describes our situation,” victims should click the line that says “Someone filed a Federal tax return – or claimed an economic stimulus payment – using my information.”
- After the victim answers the questions provided, the page will complete an IRS Identity Theft Affidavit for the victim to submit electronically to the IRS, which can also be downloaded for file keeping
- The website will provide the victim with a recovery plan to follow that includes steps to prevent identity theft
- The IRS and their “Get My Payment” tool is a way for consumers to learn the status of their payment, including where it was sent. For more information, consumers can visit the IRS’s Economic Impact Payment Information Center and Get My Payment Frequently Asked Questions pages for detailed, and frequently-updated, answers to questions. They also can find information here about payments that the IRS may have deposited to an account that is not recognized.
It is important for consumers to remember that the IRS will never call, email, text or reach out via social media to anyone about a stolen stimulus check or to receive a stimulus check. If someone does, it is probably a phishing scam looking to steal personal information and should be reported to the proper agency.
If someone had their stimulus check stolen, or had another form of government identity theft, they can live-chat with an Identity Theft Resource Center expert advisor or call toll-free at 888.400.5530. ITRC advisors will walk victims through the process and tell them where they need to go, who they need to talk to, what they need to say and what they need to do.
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