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On November 6th, citizens will cast their votes for governors, state officials, or members of Congress, either continuing to support the incumbent or opting to make a change with a new candidate. In any event, the work of campaigning and elections are big business…especially for scammers.

With so much discussion about the mid-term elections, thieves have launched a wide variety of election season scams to steal personally identifiable information, financial resources, or both.

1. Phishing attempts – Candidates and political parties rely on emails and phone calls to connect with voters, and scammers are using the same tactics. By posing as members of a campaign, scammers target their victims with phony donation requests, fake news articles that encourage them to click and input their information to read, and more. The goal in these scams isn’t just money, but also access to your personal data.

2. Donation requests – It takes a lot of money to put on an effective campaign, so political candidates often request donations, host fundraisers, and more. Thanks to online platforms, candidates or their team members can request money via social media and platforms like GoFundMe or PayPal. However, the natural mechanism that allows candidates to do that effectively also means a scammer can do it, too. Be on your guard for similar names, “patriotic”-sounding organizations, and issue or party-centric groups that are not actually affiliated with anyone campaigning.

3. Fake robocalls – There have already been reports of robocalls associated with particular candidates for promotional purposes, and remember, charitable organizations and political ads are two of the categories that are exempt from the Do Not Call registry. However, some of the robocalls have not only been spoofed or use stolen recordings of the candidates, but some of them have also even been highly offensive and designed to get the listener to interact.

So how are you supposed to protect yourself from elections season scams? By using the exact same good habits that are designed to keep you safe from scams throughout the year. Never give out your information or verify your identity to someone who contacts you; never make a spur-of-the-moment donation or spontaneously pay a fee, fine, or bill; remember that anyone can create an email account or website, and it doesn’t take any effort or know-how to copy or mimic an existing organization.

Keep your identity and your finances secure by being cautious about how you interact with the campaign process this year…and don’t forget to vote!


Contact the Identity Theft Resource Center for toll-free, no-cost assistance at (888) 400-5530. For on-the-go assistance, check out the free ID Theft Help App from ITRC.

Read next: “Vote By Phone” Scam

October is in full swing, and you can tell just by looking around. Halloween decorations fill every storefront, and Dia de Los Muertos depictions are already on display. Pumpkins, ghosts and skeletons already sit on porches, propped in place for some scary fun.

While hordes of the undead (trick or treaters) will be stalking the streets soon, here’s an all-too-real, all-too-common, supremely scary “undead” scenario: an identity thief steals your deceased loved one’s identity to open new accounts, apply for government benefits, buy houses or cars and more.

According to some reports, as many as 2.5 million deceased individuals become the victim of identity theft each year. Some estimates say that around 800,000 of these people are targeted specifically because they have passed away (the remaining identities may simply be chance victims of identity theft or random use of Social Security numbers). As with some other types of identity theft, like child identity theft, the culprits have typically been close friends or relatives of the departed. The easy access to their sensitive documents and the uncertainty surrounding things like account status or benefits means it can be easy for someone to slip in and commit this kind of fraud.

However, that’s certainly not the only mechanism by which a thief can steal a deceased person’s identity. Thanks to things like data breaches and synthetic identity theft, even strangers can commit fraud with someone else’s data. Add to this the wealth of social media accounts, personal information online, and internet obituaries, it becomes even easier to seek out a victim who won’t be likely to speak up about the crime.

Unfortunately, this specific form of identity theft—also called “ghosting”—can take months for financial institutions to discover. It’s unthinkable that you may find out months later, just as you’re beginning to rediscover some new sense of normal without your loved one, that their name and identity has been used to commit fraud.

There are some steps you can take to protect your family if you experience this kind of terrible loss:

1. Be reserved about the obituary – Watch what details you share, such as precise birth dates, anniversaries, or relatives’ names if identifiers could be picked out. Mentioning that your grandmother’s sister never married, for example, would give identity thieves your grandmother’s maiden name. This could also spell trouble for different relatives, as they would now know your mom or dad’s mother’s maiden name.

2. Alert the Social Security Administration – Let them know that the recipient has passed away and to lock their number. This would prevent someone from filing a change of address form and changing the account number where benefits would be received.

3. Reach out to the three major credit reporting agencies – By contacting the credit reporting agencies, you can ask for a freeze to be placed on your loved one’s credit report. This should effectively prevent anyone from opening a new line of credit or making a large purchase.

4. Keep documentation secure – It’s horrible to think that someone close to you would try to take advantage of this awful situation, but it does happen. Money troubles can make people do desperate things. Be very careful if someone asks too many questions, wants to view documents, insists on accompanying you to the bank or Social Security Administration, etc.

5. Continue to monitor your loved one’s identity – There are websites where you can check to see if an SSN has been used or identifying information has been stolen. Also remember that junk mail and unshredded documents are prime sources of identity theft. If any strange bills or statements arrive in the mail, don’t disregard them without investigating them further.


Contact the Identity Theft Resource Center for toll-free, no-cost assistance at (888) 400-5530. For on-the-go assistance, check out the free ID Theft Help App from ITRC.

Read next: Is Your Bluetooth Tracking You?

At one point not too long ago, the IRS was reportedly issuing billions of dollars each year in fraudulent tax refunds filed by identity thieves. Thankfully, with better information and new regulations to help curb this problem, improvements have already been made. That doesn’t mean there isn’t still a long way to go towards fighting back against tax return fraud.

One of the chief issues the agency faces is simply the sheer volume of compromised taxpayer records that are floating around, available for identity thieves to purchase and use. Record-setting numbers of data breaches have resulted in hundreds of millions of consumer records exposed, ready to be used by the original thieves or those who buy them online.

Part of the effort to stem the flow of fraudulent refunds has meant slowing down the process significantly. Of course, we all want to receive a speedy refund that gets automatically deposited into our bank accounts, but that level of efficiency means it’s even easier for thieves to get to your money first. By automatically flagging certain returns for review—especially ones that use some of the more common standard deductions like dependent children or child care expenses—the agency hopes to block even higher numbers of phony refunds.

At the same time, the IRS is also taking a close look at its own mechanisms, namely its websites and taxpayer-centric user portals. The anonymity of the internet makes committing this kind of fraud even easier, and by finding ways to lock down their sites for better verification of taxpayer identities, the IRS hopes to stop even more fraud.


Contact the Identity Theft Resource Center for toll-free, no-cost assistance at (888) 400-5530. For on-the-go assistance, check out the free ID Theft Help App from ITRC.

Read next: Is Your Bluetooth Tracking You?

With the record-setting numbers of data breaches and compromised consumer records, you might think becoming a victim is inevitable. If you can’t control whether or not someone breaks into a major network or leaves a vast database of customer data unsecured online, then you can’t control things like identity theft, either…right?

Not exactly. Obviously, preventing large-scale data breaches is out of the consumers’ hands, and there are treasure troves of stolen credentials available to criminals on the dark web. But that kind of activity isn’t the only way that individuals’ information is leaked online. Sometimes, our everyday tech behaviors can put our personal identifiable information and financial information at risk of theft.

Data Privacy Day (DPD), officially hosted the National Cybersecurity Alliance is an international effort held annually on Jan. 28 to create awareness about the importance of respecting privacy, safeguarding data and enabling trust.

There is perhaps no better way to kick off your new year than by taking part in the various events surrounding this important day. You can get involved by sharing content with a local group at a community center, get a better understanding of the issues, or simply setting aside some time in your day to take stock of your own cybersecurity strengths and weaknesses.

Of course, you don’t have to wait to begin working towards better data protection. You can start right now with things like:

Some things might be out of your hands, but that doesn’t mean throw in the towel. Your information very well could be “out there,” but getting a good sense of your data privacy and protecting it to the best of your ability can reduce your risk of additional cybercrimes.

For more information, check out the full Data Privacy Day resource guide by the NCSA.


Contact the Identity Theft Resource Center for toll-free, no-cost assistance at (888) 400-5530. For on-the-go assistance, check out the free ID Theft Help App from ITRC.