ITRC Fact Sheet 128
|Ordering your free credit report:
All US Citizens and residents are entitled to one free credit report from each of the three credit reporting agencies (CRAs) once a year. The three main CRAs are Equifax, Experian, and TransUnion. The credit report will not include your credit score. There are three ways to obtain this report:
You will also be able to obtain a free copy of your credit report if:
If you’ve have already obtained your free credit reports through AnnualCreditReport.com, they will redirect you to each CRA’s website to purchase a copy of your credit report, or you can visit each credit reporting agency separately to purchase a copy.
|What to look for in each section:
Keep in mind that incorrect information may appear even if you’re not a victim of identity theft. Incorrect information may appear due to typographical mistakes and/or mistakes when filling out applications.
Standard consumer credit reports include:
|If you see a problem on your credit report:
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